About Us

biscol building 1

Bindhavasini Saving & Credit Co-Operative Society ltd. (BISCOL) is a community, Group and member based co-operative model Micro Finance Institution established 0n 27th December, 1993, registered under Co-Operative Act.(Registration NO.110/050/051 and PAN 301720083) And Limited banking function was started on 24th October 1995 with the approval from the Nepal Rastra Bank (Central Bank). BISCOL is providing Co-operative Microfinance Services to the members.


Safe, Sound & Sustainable SACCOS.


To enhance and ease the qualitative livelyhood with economic, moral & socio cultural development by enhancing the competency of members through competitive,  prompt &  qualitative services.


  • To provide simple and sound banking services to the member.
  • To collect different types of savings.
  • To provide credit facilities with simple process.
  • To promote economic generating activities to the members.
  • To run various activities for supporting the interest of the members.
  • To assist in natural disasters to the members.
  • To run socio-economic and community development activities in the active participation of group.
  • To convene productive, skillful and educative training, workshop, seminars and conferences.
  • To run activities for eliminating poverty to Micro finance Group with essential services and facilities.
  • To develop a sound financial co-operative model Micro Financial institution.